Backstory:
Discrete Mortgage was born from the rubble of seemingly disparate paths. The band members, all ex-bankers and mortgage brokers, found solace in each other’s company during the global financial crisis in 2008. As they began to question their career choices, they found a common thread running through their hearts – music. Lead singer, Alan (former Risk Analyst), guitarist, Brian (Ex-Mortgage Broker), bassist, Derek (previously a Credit Derivatives Specialist), and drummer, Eddie (ex-Quantitative Analyst), decided to quit the financial sector and form the band which they humorously named, Discrete Mortgage.
Their music journey started in Alan’s garage, where they would unwind after work and jam into the early hours. Be it the frustration from their jobs or the common love for music, their bond grew stronger and so did their music. They found solace in creating melodies that echoed their sentiments and resonated with people who found themselves in similar predicaments. Their lyrics often reflected their past, their dreams, and their longing for a simpler life.
Genre:
Indie Rock
Title:
“Subprime Rhapsody”
Full Song Lyrics:
(Verse 1)
[G] I was just a cog in [D] the machine, [C] Striving for a life that’s [G] pristine.
[D] Lost in the world of [C] paper green, [D] Chasing a dream that’s [G] unforeseen.
(Chorus)
[G] Subprime rhapsody, [C] you brought me to my [G] knees,
[D] Taught me a lesson, made me [C] see, [D] Life isn’t just about [G] money.
(Verse 2)
[G] We were kings of [D] Wall Street, [C] Held the world in our [G] hands,
[D] But lost ourselves to [C] deceit, [D] Built castles on sinking [G] sand.
(Chorus)
[G] Subprime rhapsody, [C] you brought me to my [G] knees,
[D] Life’s about love and [C] peace, [D] Not just about property [G] leases.
(Favorite Fan’s Testimonial)
Name: Martha Jenkins
Why: Martha, a school teacher, was herself hit by the financial crisis. She found Discrete Mortgage’s music during a low point in her life. Their songs resonated with her, gave her strength, and helped her cope with the crisis. Martha believes Discrete Mortgage’s music is a testament to the human spirit’s resilience and the power of change. It’s their shared history and the way they channel their experiences into music that makes Discrete Mortgage Martha’s favorite band.
“Their music is raw, real, and speaks directly to the heart. It’s like they’ve taken my feelings and put them into words and music. It’s a powerful message of resilience and transformation,” says Martha.